"your benefits from our experience"

Group Retirement Services


Plan Design and Consulting
  • Consultation on plan structures including:
       - Group RRSP's
       - Defined Contribution Pension Plans
       - Deferred Profit Sharing Plans
       - Hybrid Plans
       - Stock Purchase Plans
  • Conduct plan audits of current plan design and current plan carrier
  • Provide input on appropriate plan design
  • Annual plan review of plan design and operation
  • Annual review of administrative services provided to the client
  • Annual review of investment options of the plan
  • Review of the fee structure to ensure that it is appropriate for the plan size and structure

Investment Monitoring
  • Monitoring of the plan investment selections
  • Ensure a proper mix and deiversification of investment selections for members
  • Annual investment review and benchmarking
  • Quarterly updates on investment performance against benchmarks

Compliance Consulting
  • Ensure that the client is adhering to all relevant pension legislation or Capital Accumulation Plan (CAP) Guidelines
  • Providing annual compliance reviews
  • Establish and review Investment Policy Statements
  • Ensure that the client is current with all regulatory and legislative changes
  • Assistance with Annual Informative Returns

Education
  • Evaluate the current vendor's education and communications programs
  • Assist in the development and delivery of plan member education and communications
  • Provide consulting on extracirricular member education programs

Carrier (Vendor) Selection and Monitoring
  • Audit the current carrier's suite of administrative services
  • Review the current carrier's investment monitoring program and reporting capabilities
  • Conduct carrier searches on behalf of the client
  • Distribute Request for Proposals (RFP) to carriers
  • Provide a comparative report to the client on all eligible carriers
  • Coordinate member asset transfers and communication of carrier changes
  • Continued monitoring of carrier to ensure that proper service levels are maintained